Trade
Free · Agentic CFO Trade

True Rate Calculator: the day rate you actually need

Put in your own figures and see the day rate and call-out fee that cover your costs and pay you what you want, side by side with what you charge now. No sign-up. Your figures stay on your device unless you ask for a copy.

Your time
Paid hours on jobs, not travel or admin.
After holidays, bank holidays and sick days.
Turns the hourly rate into a day rate.
Include the travel and time on site.
Your business costs for a year
Lease or loan, fuel, insurance, repairs.
Buying, hiring and replacing.
Optional. Leave blank if it’s just you.
Phone, software, insurance, advertising, accountant.
Materials

The profit you make on materials (your markup) pays part of your income and costs, so it lowers the labour rate you need. This assumes you pass all materials on to customers.

Optional.
Optional.
Income and what you charge now
What you want to earn before income tax and National Insurance, after the business costs above. If you enter take-home pay instead, your rate will come out too low.
Optional.
Optional.

Guidance only, based on the figures you enter. Nothing is added or taken off for tax, and it isn’t regulated financial advice.

Your results

Fill in your hours, weeks, working day and the income you want, then press the button. Your results appear here.

Send me a copy and the newsletter

Optional. We’ll email you these results and add you to the free monthly Trade highlights. Unsubscribe any time.